Annex A – European Union Compliance
This Annex applies to Users located within the European Union or accessing the Platform from EU Member States.
This Annex supplements the Core Terms & Conditions and introduces additional provisions intended to address European regulatory frameworks.
Where inconsistencies arise between this Annex and the Core Terms, the provisions of this Annex shall prevail for Users located within the European Union.
1. Regulatory Context
Digital asset and online platform regulation within the European Union is governed by several legal frameworks, including but not limited to:
- Markets in Crypto‑Assets Regulation (MiCA)
- EU Anti‑Money Laundering Directives (AMLD)
- General Data Protection Regulation (GDPR)
- EU Consumer Protection legislation
The Platform is designed with a modular legal and operational structure intended to adapt to evolving European regulatory requirements.
Nothing in this Annex should be interpreted as a representation that the Platform is currently licensed as a regulated financial institution unless explicitly stated by the Platform operator.
2. Nature of Platform Services in the EU
For Users located within the European Union, the Platform provides access to a technology‑enabled digital participation marketplace that hosts structured campaigns connected to real‑world assets, services, or experiences.
The Platform infrastructure enables:
- campaign hosting
- digital participation mechanisms
- transparency and allocation verification protocols
- coordination between participants and asset providers
The Platform does not operate as:
- an investment advisory service
- a portfolio management service
- a securities brokerage
- a regulated financial custody service
Unless explicitly stated under a future regulatory authorization, the Platform operates primarily as a technology platform facilitating digital participation mechanisms.
The Platform facilitates digital participation mechanisms and allocation procedures and does not operate as a gambling service, lottery operator, betting service, or financial investment platform unless explicitly authorized under applicable regulatory frameworks.
3. Utility Token Classification
Utility tokens used within the 1of10k ecosystem are designed to provide functional access and interaction capabilities within the Platform.
These tokens may enable:
- campaign participation mechanisms
- ecosystem interaction features
- platform functionality
Utility tokens are not intended to represent:
- financial instruments
- shares or equity in the Platform operator
- investment contracts
- profit participation rights
The regulatory classification of tokens may evolve depending on applicable European regulatory interpretation.
4. AML and Identity Verification
To comply with European anti‑money laundering and financial crime prevention frameworks, the Platform or its service providers may implement identity verification and compliance procedures.
Such procedures may include:
- Know‑Your‑Customer (KYC)
- Know‑Your‑Business (KYB)
- sanctions screening
- transaction monitoring
Participation in campaigns may be restricted or delayed until required verification procedures have been successfully completed.
These procedures may be conducted directly by the Platform or through regulated third‑party compliance providers.
5. Data Protection (GDPR)
Personal data of Users located in the European Union is processed in accordance with the General Data Protection Regulation (GDPR).
Users may have rights including:
- right of access
- right to rectification
- right to erasure
- right to restriction of processing
- right to data portability
Additional information regarding data processing practices is described in the Platform's Privacy Policy.
6. Consumer Protection
Where required by applicable European consumer protection legislation, Users may be entitled to certain legal protections when purchasing digital services or participating in online platforms.
However, certain digital participation units or blockchain‑based assets may not fall fully within traditional consumer protection categories due to their technological characteristics and decentralized infrastructure.
Users acknowledge that participation in blockchain‑based systems involves experimental and emerging technologies.
7. Jurisdiction Restrictions within the EU
The Platform may restrict or limit access from specific EU jurisdictions where local legal requirements impose restrictions on digital asset participation, campaign mechanisms, or blockchain services.
Users remain responsible for ensuring that their participation complies with the laws and regulations applicable in their jurisdiction.
8. Dispute Resolution within the EU
For Users located in the European Union, disputes may be subject to mandatory consumer protection laws applicable in the User's jurisdiction.
Where permitted by law, disputes may still be resolved through the arbitration mechanisms described in the Core Terms.
Nothing in this Annex is intended to limit mandatory consumer rights under applicable European legislation.
9. Future Regulatory Adjustments
The Platform reserves the right to modify services, campaign structures, token functionality, or operational mechanisms in order to comply with evolving European regulatory frameworks.
Such adjustments may include:
- regulatory registrations or licensing
- structural changes to token functionality
- limitations on certain platform features
- jurisdiction‑specific participation restrictions
End of Annex A – European Union Compliance